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Roosevelt Mompremier and Associates
Contact the top SMG real estate professional. My direct line: 702-480-2496.


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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
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What is a "smart home"?

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A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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Roosevelt Mompremier and Associates, REALTOR®, real estate agent and broker for Las Vegas, Henderson and Summerlin, Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

Roosevelt Mompremier
SMG Realty

4975 S. Fort Apache Rd. #105
Las Vegas, NV 89148
702-480-2496
Fax: 702-382-1665
RooseveltMompremier@NUMBER1EXPERT.com

Roosevelt Mompremier’s primary mission is to make a difference in people’s lives. As an author, a family man, and a humanitarian, he believes in going the extra mile. “Service to others has its own reward,” he says. “I take my client’s needs to heart in every transaction.” Specializing in locating highly discounted properties throughout the entire Las Vegas valley, Roosevelt and his staff are determined to not only exceed your expectations, but to be the resource you depend on year after year, home after home. He's aggressive, prompt, talented, easygoing and fun. So whether you’re looking to rent, lease, buy, invest or sell a home, you can count on his unique and unparallel service. Call him today at 702-480-2496.


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